下にいくにしたがって丁寧さが増します。
Can I borrow your pen?
Could
you lend me a jacket?
Is it
OK if I use your phone?
Do
you mind if I use your PC?
Would
it be OK if I picked it up on Saturday night?
Would
you mind if I borrowed your PC?
I
wonder if I could borrow your PC?
I was
wondereing if you'd mind lending me your PC?