丁寧な表現と普通な表現

下にいくにしたがって丁寧さが増します。

Can I borrow your pen?

Could you lend me a jacket?
Is it OK if I use your phone?
Do you mind if I use your PC?
Would it be OK if I picked it up on Saturday night?
Would you mind if I borrowed your PC?
I wonder if I could borrow your PC?
I was wondereing if you'd mind lending me your PC?